by Jeff Stout | May 6, 2011 | Uncategorized
Many borrowers believe that the most important question when buying a home is “Where should we live?” In reality, this is one of the last questions that borrowers should ask. One of the most important questions borrowers need to ask themselves is “30 year or 15 year...
by Jeff Stout | May 6, 2011 | Uncategorized
A 15 year mortgage is best suitable for homeowners who are willing to own a house in half the time and are ready to opt for a faster track of repayment when compared to a 30 year mortgage. The accelerated payments of a 15 year mortgage will help you get rid of your...
by Jeff Stout | Apr 8, 2011 | Uncategorized
An adjustable rate mortgage or ARM for short is a mortgage that will have a fluctuating payment. There are still a number of ARM loans being done in the state of Utah; 3/1, 5/1, 7/1 adjustable rate mortgages are available through Fink and McGregor. Many who have short...
by Jeff Stout | Mar 15, 2011 | Uncategorized
These days credit is everything, and without good credit a mortgage loan can be tough to qualify for. Mortgages and credit scores go hand in hand, and not only do they help you get an approval, but they can help you get the best interest rates available today. Being...
by Jeff Stout | Feb 26, 2011 | Uncategorized
There are many consumers that talk about not wanting to pay points, but many of them are not sure what “points” really are. When something sounds bad, nobody wants it and that includes paying for something that they aren’t aware of or that costs more money than they...
by Jeff Stout | Feb 17, 2011 | Uncategorized
When refinancing or buying a home, everyone wants to get the absolute lowest rate they qualify for. Rates change daily, so with that in mind how does anyone know when the best time is to lock in their interest rate? A mortgage rate lock is an important part of the...
