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What is a Second Mortgage?

A second mortgage is a fixed interest loan, meaning that the payments will be the same every single month. The second mortgage has been a good option for those homeowners that want to stay away from using credit cards, and not have to live with high interest debt. Homeowners can decide how much they would like to borrow against their available equity outside of their primary mortgage. A second mortgage isn’t something the homeowner can draw from continually like a line of credit, but they would receive a lump sum disbursement after the three day rescission period that follows their loan closing.

The mortgage experts at Fink and McGregor will lay out all of the options and we will decide together which options will fit your financial needs. No two borrowers are alike, and each loan at Fink and McGregor is as unique as the borrowers they encounter.




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