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The dream of owning a home is one of the most significant among Americans. However, houses are quite pricey, and it is impossible for most people to raise the necessary amount from their income [...]

The USDA, also known as the United States Department of Agriculture, helps families around the country and in the state of Utah get into low-cost insured homes. USDA Home Loans are also called [...]

Many borrowers believe that the most important question when buying a home is “Where should we live?” In reality, this is one of the last questions that borrowers should ask. One of the most [...]

A 15 year mortgage is best suitable for homeowners who are willing to own a house in half the time and are ready to opt for a faster track of repayment when compared to a 30 year mortgage. The [...]

An adjustable rate mortgage or ARM for short is a mortgage that will have a fluctuating payment. There are still a number of ARM loans being done in the state of Utah; 3/1, 5/1, 7/1 adjustable [...]

These days credit is everything, and without good credit a mortgage loan can be tough to qualify for. Mortgages and credit scores go hand in hand, and not only do they help you get an approval, [...]

There are many consumers that talk about not wanting to pay points, but many of them are not sure what “points” really are. When something sounds bad, nobody wants it and that includes paying for [...]

When refinancing or buying a home, everyone wants to get the absolute lowest rate they qualify for. Rates change daily, so with that in mind how does anyone know when the best time is to lock in [...]